UniLend is a multichain permissionless lending and borrowing protocol for all ERC20 tokens. Unlike traditional DeFi protocols that support only a limited range of tokens, UniLend bridges this gap by enabling any ERC20 asset to be used as collateral. Lenders can earn interest on their loans, as borrowers pay interest in return. Key features include Permissionless listing, Non-Fungible Tokenisation, Concentrated Liquidation and Isolated Dual Asset Pools. With UniLend, anyone can lend or borrow any token, fulfilling their mission to Make Every Digital Asset Productive.